CREATIVE FINANCING

WHO WE HELP

We offer creative financing options for those with special circumstances and for people who find they cannot be approved for financing with a traditional mortgage lender. If you have issues with credit or your financial history, income/employment related challenges, or non-traditional financing needs then our creative financing option is for you.

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HOW IT WORKS

Life comes with its challenges, but that should not stop you from achieving your dream of owning a home.

Through a strategic partnership with a trusted investor, we can help you achieve homeownership by purchasing the home you’ve chosen and then selling it back to you through a Contract for Deed (MN) or Land Contract (WI). Essentially, you can leverage our investor's credit and lender relationships to make your dream of owning a home a reality. The criteria for this option is as follows:

  • Minimum 10% down payment

  • Minimum $95,000 household income

  • ANY credit score

  • Ability to satisfy CD within 3-5 years

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Credit and Financial History Issues

  • Limited credit/credit issues

  • Collections or judgments

  • Recent short sale or foreclosure

  • Recent bankruptcy

  • Mortgage late payments

  • Tax liens

  • Recently declined by a traditional mortgage lender

  • Issues submitting documentation to traditional lenders

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Income & Employment-Related Challenges

  • Difficulty sourcing income, assets, or deposits

  • A new job or lack of a 2-year work history

  • Self-employment or 1099 income (no reported income on paper)

  • High debt-to-income (DTI) ratio

  • Recent divorce

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Non-Traditional Financing Needs

  • Student loan debt

  • The need for a quick closing date

  • Recent arrival to the United States

  • Islamic financing

Let's Connect

We are excited to help you pave the way to homeownership.

Work With Us

Brisky Homes is dedicated to helping you find your dream home and assisting with any selling needs you may have. Contact them today to discuss all your real estate needs!
Contact Us

Contact Details

BRISKY HOMES

Phone

(612) 720-6344

Email

[email protected]

Address

2355 HIGHWAY 36 W STE 439 SAINT PAUL MN 55113

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